A Regency gem-set gold acrostic bag-form locket pendant

A Regency gem-set gold acrostic bag-form locket pendant, set with a ruby, emerald, garnet, amethyst, ruby and diamond spelling 'REGARD' with heavy foliate scroll decoration on matted ground and clusters of flat pellets to the reverse, opening to reveal a glazed locket compartment, suspended on three fine link gold chains from a George III hand-form clasp with red stone ring and foliate decorated cuff, locket 2cm wide